ABSTRAK

            Devy Eka Febriana Putri, 1610412320012, 2020, Pengaruh Non Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) Terhadap Return On Assetss (ROA) pada PT Bank Rakyat Indonesia (Persero) Tbk Periode 2010-2019. Dibawah bimbingan Nurul Wahyuni dan Irwansyah.

            Penelitian ini bertujuan untuk mengetahui Pengaruh Non Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) Terhadap Return On Assetss (ROA) pada PT Bank Rakyat Indonesia (Persero) Tbk Periode 2010-2019.

            Objek dalam penelitian ini di PT Bank Rakyat Indonesia (Persero) Tbk. Pendekatan penelitian yang digunakan adalah pendekatan kuantitatif dengan tipe penelitian eksplanatori. Data yang digunakan adalah laporan tahunan yang telah dipublikasikan. Pengambilan sampel penelitian ini dilakukan dengan menggunakan metode purposive sampling. Sampel yang digunakan dalam penelitian ini berjumlah 10 sampel.  Analisis linier berganda digunakan sebagai metode analisis data

            Berdasarkan hasil penelitian dapat disimpulkan bahwa Non Performing Loan (NPL) berpengaruh signifikan secara parsial terhadap Return On Assetss (ROA). Loan to Deposit Ratio (LDR) berpengaruh signifikan secara parsial terhadap Return On Assetss (ROA). Secara simultan Non Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) berpengaruh signifikan terhadap Return On Assetss (ROA)sebesar 0,841 atau 84,1%.

Kata kunci :  Return On Assetss (ROA), Non Performing Loan (NPL), Loan to  Deposit Ratio (LDR).

                                                            ABSTRAK

            Devy Eka Febriana Putri, 1610412320012, 2020. The Influence of Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) to Return On Assetss (ROA) at PT Bank Rakyat Indonesia (Persero) Tbk Period 2010-2019. Under the guidance of Hj. Nurul Wahyuni and Irwansyah.

            This study aims to examine the Influence of Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) to Return On Assetss (ROA) at PT Bank Rakyat Indoesia (Persero) Tbk Period 2010-2019.

            Object of this research at PT Bank Rakyat Indonesia (Persero) Tbk. The research approach used is quantitative approach with eksplanatory research type. Data used is the published annual report. Research of sampling is performed using method of purposive sampling. Samples used in this research amounted 10 samples. Multiple linear regression analysis is the analysis method used..

            Based on the research result is can be concluded Non Performing Loan (NPL) has a significant effect partially on Return On Assetss (ROA). Loan to Deposit Ratio (LDR) has a significant partial effect on Return On Assetss (ROA). Simultaneously, Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) have significant effect on Return On Assetss (ROA) with the influence of 0,841 or 84,1%.

Keywords : Return On Assetss (ROA), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR)