Irhamni. Padlan. 2019. “Determination Of Insurance Fund Recipients Listed in The Insurance Policy”.Master of Law Program,Postgraduate Program, Lambung Mangkurat University. Advisor I: Dr. Hj. Yulia Qomariyanti, S.H., M.H. and Advisor II: Dr. Noor Hafidah, S.H., M.Hum. 124 Pages.
 
ABSTRACT
 
Keywords: Insurance Funds, Insurance Policy.
 
This research was conducted using research methods namely, the type of normative legal research, problem approach using the Statute Approach, Conceptual Approach, and Case Approach, the nature of this research is Prescriptive analytical, the type of research is Doctrinal Research with sources of primary huum materials, secondary legal materials, and tertiary legal materials obtained through library research. Processing and analysis of legal materials is carried out qualitatively where all of these materials are collected in full, then analyzed and combined to be able to draw a conclusion about the issues discussed.
 
From the results of research and discussion of the issues raised at least some conclusions can be drawn. First, the Insurance Company gives freedom to the insured to determine who is the heir by having a relationship of interest to the appointed insured who has benefited from the insurance having the right to inherit the property of the deceased person. Whether it's a family relationship, marriage, or no family relationship at all. Related to the provisions of the heirs, they also pay attention to the Concept of Inheritance Law according to Islamic Law, Civil Code, and the Law of inheritance. Second, the categorization of insurance funds as joint assets according to positive law and Islamic law, joint assets in Indonesian laws are assets acquired by wives during marriage that take place outside inheritance, gifts, or grants. Shared assets according to KHI are good assets individually or with a husband and wife during the marriage relationship by not questioning who is registered. Insurance premiums paid by married insurance participants, the payment is obtained from the income of the spouse or one of them either only from the husband or wife as long as it is not determined to be sourced from the joint assets so the policy received includes part of the Joint assets.