YUNITA. SOFIA. 2019. “The  Infraction of Prudential Bank Credit’s distribution Principles in Criminal Law”. Master of Law Program, Postgraduate Program, Lambung Mangkurat University. Advisor I: Dr. Ifrani, S.H., M.H. and Advisor II: Dr. Hj. Nurunnisa, S.H., M.H. 135 Pages.
 
ABSTRACT
 
Keywords : Credit, Prudential Principle, Criminal Law.
 
This research was conducted using research methods, namely, the type of normative legal research, problem approach using the Statute Approach and Conceptual Approach, the nature of this research is analytical descriptive, descriptive research type with primary huum sources, secondary legal materials and tertiary legal materials obtained through library research. Processing and analysis of legal materials is done qualitatively where all of these materials are collected in full, then analyzed and combined to be able to draw a conclusion about the problems discussed.
 
From the results of research and discussion of the issues raised at least some conclusions can be drawn. First, from the results of the elaboration of the formulation of article 49 of Law No. 7 of 1992 as amended by Law No. 10 of 1998 concerning Banking, it can be seen that the actions of commissioners, directors and bank employees violate the precautionary principle (bank compliance) including Banking Crimes. Second, Credit Officers (Managers) are responsible for checking credit that has been decided in accordance with the principle of prudence, believe in the correctness of data and information in credit decisions, believe supporting documents for credit decisions are complete, valid, valid and legally binding, believing that analysis and evaluation credit has been done correctly. The Credit Administration is responsible for ensuring compliance with the Precautionary Principle by giving opinions / opinions that the credit is in accordance with the prudential principle and the criteria set are met, monitoring and evaluating the implementation of credit decisions, especially regarding the fulfillment of credit requirements and credit documentation. From the results of the analysis of the Criminal Responsibility Analysis of Banking Cases described by the author, thus the formulation of the second problem in this study has been answered, regarding how criminal liability for violating the Bank's prudential credit principles, as stipulated in Article 49 of Law No. 7 of 1992 as amended by Law No. 10 of 1998 concerning Banking.