ABSTRACK

AdeaFiska Amrullah (2021). Analysis of Factors Affecting the Soundness of Conventional Commercial Banks Listed on the Indonesia Stock Exchange 2017-2019 Period. Advisor: Redawati

            This study aims to determine and analyze the effect of Non Performing Loans (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Operational Costs on Operational Income (BOPO), and Capital Adequency Ratio (CAR) to the Health level, namely Return On Asset (ROA) at conventional commercial banks listed on the Indonesia Stock Exchange the period 2017-2019. The approach used in this study is RGEC approach (Risk Profile, Good Corporate Governance, Earnings and Capital). The population in this study were conventional commercial banks listed on the IDX in 2019 and have a sample is 26 banks. This study used purposive sampling and analyzed use multiple linear regression analysis, classical assumption test and hypothesis test.

            The results of the study partial show that there is a significant relationship between BOPO and ROA. And there is a simultaneous relationship between NPL, LDR, NIM, BOPO and CAR on ROA.

Kata Kunci: NPL, LDR, NIM, BOPO, CAR, ROA

ABSTRAKSI

Adea Fiska Amrullah (2021). Analisis Faktor-Faktor Yang Mempengaruhi Tingkat Kesehatan Bank Umum Konvensional Yang Terdaftar Di Bursa Efek Indonesia Periode 2017-2019. Pembimbing: Redawati

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Biaya Operasional terhadap Pendapatan Operasional (BOPO), dan Capital Adequency Ratio (CAR) kepada tingkat Kesehatan yaitu Return On Asset (ROA) pada bank umum konvesional yang terdaftar di Bursa Efek Indonesia periode 2017-2019. Pendekatan yang dilakukan pada penelitian ini adalah pendekatan RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital). Populasi pada penelitian ini adalah bank umum konvensional yang terdaftar di BEI tahun 2019 dan memiliki sampel sebanyak 26 bank. Penelitian ini menggunakan purposive sampling dan dianalisis menggunakan analisis regresi linier berganda, uji asumsi klasik dan uji hipotesis.

Hasil penelitian secara parsial menunjukan bahwa terdapat hubungan signifikan antara BOPO dan ROA. Serta terdapat hubungan secara simultan antara NPL, LDR, NIM, BOPO dan CAR terhadap ROA.

Kata Kunci: NPL, LDR, NIM, BOPO, CAR, ROA